Ref Finance

The reported 24-hour trading volume of Ref Finance is $502.91. Volume is a live reading of how much REF changed hands across all tracked exchanges in the past day and tends to rise during periods of price discovery and fall during consolidation.

For traders, the ratio between volume and market cap is often more informative than either number on its own: a high vol-to-mcap ratio indicates liquid, actively traded supply, while a low ratio suggests that most holders are sitting on the asset.

Ref Finance reached an all-time high of $10.64 on October 25, 2021, and an all-time low of $0.0299 on February 5, 2026. It is currently trading -99.09% from its peak and +222.61% from its bottom.

The distance from ATH is a useful gauge of recovery potential during a bear market and of stretched positioning during a bull market. Combined with the all-time-low figure it provides a quick statistical frame for thinking about where REF sits in its long-run price range.

Ref Finance's market capitalization is currently $9.25M, and it is ranked #1309 by market cap on ReadPrices. Market cap is calculated as the current price multiplied by the circulating supply (96.00 million REF are actively circulating today).

Market cap is a common but imperfect measure. It reflects the theoretical value of every circulating token at the current market price, but it doesn't capture how thin the top of the order book might be - an important caveat for tokens with low floats or illiquid cap tables.

The fully diluted valuation (FDV) of Ref Finance is $9.64M. FDV is a projection of what the market cap would be if every token that will ever exist - including those that have not yet been unlocked, mined or issued - were in circulation at the current price.

FDV is a useful second reading alongside market cap. A large gap between mcap and FDV signals that future token emissions could dilute current holders, while a small gap indicates that supply is already mostly out.

Over the past 24 hours, Ref Finance has moved +0.74%. Over the past seven days, the change is +0.45%. Comparing these figures to the change in the whole crypto market cap (shown in the line at the top of this page) tells you whether REF is leading, lagging or tracking the broader market.

For deeper analysis, the Categories page groups coins by theme - Layer 1, Meme, DePIN, AI, RWA and so on - and lets you compare Ref Finance against its closest peers. Each category page lists its coins with their seven-day price lines in a single view.

Like any crypto asset, the right way to store REF depends on how often you plan to use it. Long-term holders typically self-custody using a hardware wallet such as Ledger or Trezor, which keeps private keys offline and immune to most remote attacks.

For active traders, a reputable custodial exchange wallet can be appropriate, especially one with clear proof-of-reserves attestations. Whatever approach you choose, the most important rule is to keep your recovery phrase offline, never share it, and never enter it into a web form or attached to a DM - no legitimate support agent will ever ask for it.