What is Surf Lending (SURF)?
Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock liquidity without selling their holdings. Borrowers draw directly from shared liquidity pools, without waiting for an individual lender or agreeing to a fixed maturity date.
How does Surf Lending work?
Surf supports a broad range of Cardano-native markets and offers features including multi-collateral pools, dynamic interest rates, partial repayments, collateral management, integrated leverage, and community-created lending markets. SURF is the protocol’s native token and is used for staking, incentives, community pool creation, and governance.
Where can you buy Surf Lending?
Surf Lending (SURF) is traded on a wide range of centralized and decentralized exchanges. The most liquid markets for SURF sit on tier-1 venues - the sort of exchanges where institutional desks and professional market makers rebalance continuously - which is what keeps the spread tight and the last price tied closely to fair value.
You can open the Markets section above to see the live list of exchanges quoting SURF, sorted by 24-hour volume. Each row links to the venue's trade page so you can go directly from research to execution without copying the ticker around by hand.
What is the daily trading volume of Surf Lending (SURF)?
The reported 24-hour trading volume of Surf Lending is $34.76K. Volume is a live reading of how much SURF changed hands across all tracked exchanges in the past day and tends to rise during periods of price discovery and fall during consolidation.
For traders, the ratio between volume and market cap is often more informative than either number on its own: a high vol-to-mcap ratio indicates liquid, actively traded supply, while a low ratio suggests that most holders are sitting on the asset.
